Checking

Our checking account offers convenience and service, all with no or low fees! 

• Minimum Daily Balance required of $100.00 *
• Unlimited Check Writing
• Overdraft Protection provided with available funds in Savings
• VISA CheckCard available upon approval

* Fees may apply if balance falls below minimum requirements. Fees waived with direct deposit or over the age of 55

Savings

We make savings easy and convenient. We can even set up automatic transfers for you to make saving painless. The most important check you can write is the one to yourself, so start a savings account today! 

Basic Share Savings Account:
• $25.00 to open
• $25.00 minimum balance required
• Interest paid on balances over $100.00

Kirby Kangaroo Account: Teach your children the importance of saving and make it fun! $5.00 to open $5.00 minimum balance required Interest paid on entire balance

Certificates of Deposit & IRA's
We offer very competitive interest rates and a low minimum balance requirement of only $500.00, making it easy to start saving for your retirement! Please call us for current rates and terms.

Loans

With competitive interest rates and flexible terms, our loans are some of the best around! We work with you, to set up payments that meet your needs. The next time you are considering a loan, call us to see how we compare to other lenders! 

• New & Used Vehicle Loans
  Up to 100% of NADA book value financing

• Home Equity Loans
  Up to 120 months, fixed interest, low costs

• Home Equity Line of Credit Loan (HELOC)
  With rate tied to the prime rate

• New & Used Recreational Vehicle Loans
  Up to 100% of NADA book value financing

We also offer

• Personal loans
• Open-end Lines of Credit