| ATM/Debit *VISA Check Card* |
| Initial Fee, at Approval - Per card |
$5.00 Each |
| Annual Maintenance Fee - Per card |
$5.00 Each |
| Replacement Card or P.I.N |
$10.00 Each |
| Automatic Overdraft Transfers |
$5.00 Each |
| ATM Transactions |
| First 5 Transactions Per Month |
No Fee |
| Over 5 Per Month |
$0.50 Each |
| Transactions Outside of Iowa Transfer Systems |
$1.00 Each |
| Checking |
| Maintain Minimum Balance of $100 for the Statement Period |
No Monthly Fee |
| Members 55 and Older |
No Monthly Fee |
| Balance Below $100 During Statement Period |
$3.00+ Tax |
| Stop Payment Fee |
$15.00 Each |
| Non-Sufficient Funds |
$25.00 Each |
| Automatic Overdraft Transfers |
$5.00 Each |
| Photocopy of Paid Draft |
$2.00 Each |
| Returned Deposited Item |
$2.00 Each |
| Share Accounts |
| Share Accounts Falls Below $25 Minimum Balance |
$2.00 Month |
| Opening New Account Within 30 days of Closure |
$25.00 |
| Returned Statement Fee |
$2.00 |
| VISA Credit Card |
| Overlimit Fee |
$10.00 |
| Late Payment Fee |
$10.00 Month |
| Cash Advance Fee (ATM) |
$1.25 Each |
| Other Services |
| Money Orders |
$1.00 Each |
| Cashiers Checks |
$3.00 Each |
| Third Party Checks - Issued |
$3.00 Each |
| Photocopies |
$1.00 Each |
| Dormant Account Fee (after 24 mos) |
$5.00 Month |
| Statement - Microfilm Copies |
$2.00 Per Pg. |
| Research of Accounts |
$10.00 Per Hour |
| Account History Statements |
$1.00 Per Pg. |
| Wire Transfers: OUT - In States |
$20.00 Each |
| Wire Transfers: OVERSEAS |
$30.00 Each |
| Wire Transfers: INCOMING |
$5.00 Each |
Check Cashing Fee
No charge if $100 Account Balance, using other services, OR direct deposit |
$5.00 Each |
| Closed Accounts Do Not Receive Accrued Dividends For The Month It Is Closed. |
