OUR SERVICES
ïChecking
Our checking account offers convenience and service, all with no or low fees!
- Minimum Daily Balance required of $100.00*(fees may apply if balance falls below minimum requirements. Fees waived with direct deposit or over the age of 55)
- Unlimited Check Writing
- Overdraft Protection provided with available funds in Savings
- VISA CheckCard available upon approval
ïSavings
We make savings easy and convenient. We can even set up automatic transfers for you to make saving painless. The most important check you can write is the one to yourself, so start a savings account today!
- Basic Share Savings Account:
- $25.00 to open
- $25.00 minimum balance required
- Interest paid on balances over $100.00
- Kirby Kangaroo Account:
- $5.00 to open
- $5.00 minimum balance required
- Interest paid on entire balance
Teach your children the importance of saving and make it fun!
- Certificates of Deposit & IRA's
We offer very competitive interest rates and a low minimum balance requirement of only $500.00, making it easy to start saving for your retirement! Please call us for current rates and terms.
ïLoans
With competitive interest rates and flexible terms, our loans are some of the best around! We work with you, to set up payments that meet your needs. The next time you are considering a loan, call us to see how we compare to other lenders!
- New & Used Vehicle Loans
- Up to 100% of NADA book value financing
- Home Equity Loans
- Up to 120 months, fixed interest, low costs
- New & Used Recreational Vehicle Loans
- Up to 100% of NADA book value financing
ïOnline Banking
We are proud to offer you online financial services! Bank anywhere you have internet availability!
- View transaction history
- Transfer funds between accounts
- View images of your cleared checks
- Electronic statements
- Use our financial calculators to assist you in your planning
ïVISA CheckCards
Debit cards are a great way to access your money, without the hassles of writing a check! If you accidentally spend more than what's in your accountm you don't have to worry about the embarrassment of being "denied". Your debit card will simply transfer from a line of credit to cover your expenses. ****
*Debit Cards and Overdraft Lines of credit are issued upon approval of credit. *Funds are transferred in $50.00 increments. *Line of credit transfer fee is $5.00 per transfer.*We will notify you of your credit limit upon approval.
ïAdditional Services
- Certificates of Deposit
- Individual Retirement Accounts
- Money Orders
- Third Party Checks
- Traveler's Checks
- Direct Deposit
- Notary Services
- Professional Financial Counseling
- Open at 7:00AM M-F and open on Saturdays!
