Employee Spotlight: Cathy Coleman is Three I Credit Union's loan officer. Cathy had worked at Three I previously and returned in October of 2010. Cathy received her insurance license in January to enhance her lending ability. Cathy is available on most days for your loan needs. Appointments are recommended to reduce your wait time but you are free to stop by anytime. For your convenience, there are loan applications on our website. Cathy's excellent customer service skills allow our members to receive their loan usually the same day they apply. Cathy also pre-approves members so they have more bargaining power when purchasing vehicles or making other purchases.
Finance With Three I CU! If you are looking for a new ride, borrow from Three I Credit Union!  Our rates start as low as 4.5%APR depending upon your credit score.  Your rate can be even lower if you have a share draft checking account, term certificate, or payroll deduction/direct deposit.  Your rate could be as low as 3.75%!
If you are bringing your loan to us from another financial institution, you will need a 10 day payoff as well as the per-day interest.  Also, you will need to provide proof of income which can be the last 30 days’ pay stubs or your previous year’s W2s. Complete your loan application on-line, pick one up at the office, or call the office and we can mail one to you. To make repayment even easier, you can pick your own term.  If you can afford a $250 payment and this turns out to be 34 months, you can have 34 months.  If this payment amount turns out to be 42 months, you can have 42 months.  There is no need to keep your loan longer than you have to! Aren’t these great reasons to finance your next loan with Three I Credit Union!

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Term Certificates

Saving can be easy and your credit union is here to help you reach your goals.

Besides the various special savings accounts, term certificates are available at competitive rates with a low minimum of $500.  There is no need to stop in the office to open a certificate.  Just give us a call and we can transfer from your savings to your new investment – a term certificate.  Competitive rates and the terms are from 3 months to 2 years.

Many members have payroll deduction for loans.  Add $5, $10 or more to your payroll deduction and have that directed to your savings.  In no time at all, your savings will have accumulated in order to transfer to a term certificate.